|
ISSN
| 2229-5518 | |
DDC
| 339 | |
Tác giả CN
| Nguyen, Huu Quang | |
Nhan đề
| The Relationship between Macroeconomic Factors and the Level of Non-Performing Loans (NPLs) of Commercial Banks in Vietnam / Nguyen Huu Quang, Nguyen Xuan Nhi | |
Thông tin xuất bản
| International Journal Of Science And Research (IJSR), 2017 | |
Mô tả vật lý
| 8 p. | |
Tóm tắt
| The purpose of this article is to estimate the effects of macroeconomic factors on the the level of non-performing loans (NPLs) of Commercial Banks in Vietnam by using econometric model on the commercial banks for the 2004-2015 periods. It is obvious that banks have to take risk all the time and there are three major risks, including credit risk, market risk and operational risk (Perez, 2014). Credit risk is one of the most important kinds of risk in commercial banking sector. The Basel Committee on Banking Supervision defines credit risk as the potential that a commercial bank borrower, or counter party, will fail to meet its payment obligations regarding the terms agreed with the commercial bank (Perez, 2014). This study also finds that NPLs are not the problem of the commercial bank but the government must consider it carefully. It is clear that commercial banks must have a right thought about NPLs as well as analyze the reasons to give the reasonable solutions to solve the issue. In addition, this study also points out that if the commercial banks in Vietnam try to hide the bad debt, the real status of the commercial bank will be reflected unexpectedly, leading to the results will affect to the capital supply of national economics. | |
Từ khóa tự do
| Commercial Banks | |
Từ khóa tự do
| GDP Growth | |
Từ khóa tự do
| Non-Performing Loans | |
Từ khóa tự do
| NPLs | |
Từ khóa tự do
| Unemployment Rate | |
Từ khóa tự do
| Inflation Rate | |
Từ khóa tự do
| Lending Interest Rate | |
Từ khóa tự do
| Official Exchange Rate | |
Khoa
| Khoa Tài chính - Kế toán | |
Khoa
| Khoa Quản trị Kinh doanh | |
Tác giả(bs) CN
| Nguyen, Xuan Nhi | |
Nguồn trích
| International Journal Of Science And Research.
Số: Vol. 8, Issue 3 (March-2017), P.1348-1355, , | |
Địa chỉ
| Thư Viện Đại học Nguyễn Tất Thành |
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| 082 | |a339|223 |
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| 100 | |aNguyen, Huu Quang |
|---|
| 245 | |aThe Relationship between Macroeconomic Factors and the Level of Non-Performing Loans (NPLs) of Commercial Banks in Vietnam / |cNguyen Huu Quang, Nguyen Xuan Nhi |
|---|
| 260 | |bInternational Journal Of Science And Research (IJSR), |c2017 |
|---|
| 300 | |a8 p. |
|---|
| 520 | |aThe purpose of this article is to estimate the effects of macroeconomic factors on the the level of non-performing loans (NPLs) of Commercial Banks in Vietnam by using econometric model on the commercial banks for the 2004-2015 periods. It is obvious that banks have to take risk all the time and there are three major risks, including credit risk, market risk and operational risk (Perez, 2014). Credit risk is one of the most important kinds of risk in commercial banking sector. The Basel Committee on Banking Supervision defines credit risk as the potential that a commercial bank borrower, or counter party, will fail to meet its payment obligations regarding the terms agreed with the commercial bank (Perez, 2014). This study also finds that NPLs are not the problem of the commercial bank but the government must consider it carefully. It is clear that commercial banks must have a right thought about NPLs as well as analyze the reasons to give the reasonable solutions to solve the issue. In addition, this study also points out that if the commercial banks in Vietnam try to hide the bad debt, the real status of the commercial bank will be reflected unexpectedly, leading to the results will affect to the capital supply of national economics. |
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| 653 | |aCommercial Banks |
|---|
| 653 | |aGDP Growth |
|---|
| 653 | |aNon-Performing Loans |
|---|
| 653 | |aNPLs |
|---|
| 653 | |aUnemployment Rate |
|---|
| 653 | |aInflation Rate |
|---|
| 653 | |aLending Interest Rate |
|---|
| 653 | |aOfficial Exchange Rate |
|---|
| 690 | |aKhoa Tài chính - Kế toán |
|---|
| 690 | |aKhoa Quản trị Kinh doanh |
|---|
| 700 | |aNguyen, Xuan Nhi |
|---|
| 773 | |tInternational Journal Of Science And Research|gVol. 8, Issue 3 (March-2017), P.1348-1355 |
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| 852 | |aThư Viện Đại học Nguyễn Tất Thành |
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| 890 | |c1|a0|b0|d3 |
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