TRA CỨU
thông tin biểu ghi
  • Bài trích
  • Ký hiệu PL/XG: 332.1
    Nhan đề: The Role of Non-Credit Service in Bank Performance:
DDC 332.1
Tác giả CN Nguyen, Van Hieu
Tác giả TT
Nhan đề The Role of Non-Credit Service in Bank Performance: Empirical Evidence in Vietnam / Nguyen Van Hieu, Do Nguyen Nguyet Minh
Tóm tắt This paper examines the impact of non-credit services on Vietnamese bank performance from 2008 to 2017. The research investigates the impact of microeconomic factors, including non-interest service, capital ratio, overheads, loan assets, deposit assets, bank size, and number of ATMs. The empirical results suggest that the size of banks, non-credit services, deposit assets and overheads have been found to have a significant effect on bank performance. Moreover, our results demonstrate that income derived from non-credit services positively and significantly impacts bank performance estimated by Return on Assets (ROA) and Return on Equity (ROE). The study will address endogeneity issues through the Generalized Method of Moments (GMM) and the Two-stage least square method. Our results highlight the importance of income diversification to optimize banks’ operational efficiency in the coming years. The study also explains the positive effect of non-credit services on bank performance. Bank service contributes to the diversification of a bank’s products and services, thereby attracting more customers and retaining customers. Moreover, the development of non-credit products also increases a bank’s position and disperses risks for the bank.
Từ khóa tự do Financial performance
Từ khóa tự do Generalize Method of Moments
Từ khóa tự do Non-credit service
Từ khóa tự do Two-stage least square
Tác giả(bs) CN Do, Nguyen Nguyet Minh
Nguồn trích Tạp chí Kinh tế và Kinh doanh : JABES 2022tr. 104-115 Số: 04 Tập: 02
000 00000nab#a2200000ui#4500
00155845
0029
004FC1764C1-26D5-4D97-B6F0-1F159C5CA379
005202506271553
008081223s VN| vie
0091 0
039|y20250627155329|ztainguyendientu
040 |aACTVN
041 |avie
044 |avm
082 |a332.1
10010|aNguyen, Van Hieu
110 |bTrường đại học kinh tế
245 |aThe Role of Non-Credit Service in Bank Performance: |bEmpirical Evidence in Vietnam / |cNguyen Van Hieu, Do Nguyen Nguyet Minh
520 |aThis paper examines the impact of non-credit services on Vietnamese bank performance from 2008 to 2017. The research investigates the impact of microeconomic factors, including non-interest service, capital ratio, overheads, loan assets, deposit assets, bank size, and number of ATMs. The empirical results suggest that the size of banks, non-credit services, deposit assets and overheads have been found to have a significant effect on bank performance. Moreover, our results demonstrate that income derived from non-credit services positively and significantly impacts bank performance estimated by Return on Assets (ROA) and Return on Equity (ROE). The study will address endogeneity issues through the Generalized Method of Moments (GMM) and the Two-stage least square method. Our results highlight the importance of income diversification to optimize banks’ operational efficiency in the coming years. The study also explains the positive effect of non-credit services on bank performance. Bank service contributes to the diversification of a bank’s products and services, thereby attracting more customers and retaining customers. Moreover, the development of non-credit products also increases a bank’s position and disperses risks for the bank.
653 |aFinancial performance
653 |aGeneralize Method of Moments
653 |aNon-credit service
653 |aTwo-stage least square
700 |aDo, Nguyen Nguyet Minh
7730 |tTạp chí Kinh tế và Kinh doanh : JABES |d2022|gtr. 104-115|x2734-9845|v02|i04
890|a0|b0|c1|d0
Không tìm thấy biểu ghi nào